Options for Home Ownership

At Harrogate Housing Association we offer different ways for you to get that first step on to the property ladder and own your own home.

Shared Ownership

Our shared ownership scheme allows you to buy a share in either a brand new property or refurbished property. By obtaining a mortgage on 50% of your home and renting the other 50% you can step onto the homeownership ladder. As your income rises you can then buy more of your home.

Current Availability

First-time buyer house at Spacey Houses Farm!
Do you live or work in the villages of Pannal, Spacey Houses or Burn Bridge? Do you want to buy an affordable home?
Harrogate Borough Council and Harrogate Housing Association are seeking a local first-time buyer for a two-bedroom house at Spacey Houses Farm. The house has its own garden and parking space.

House purchase price to be confirmed (Shared Ownership basis) https://www.harrogate.gov.uk/hpol/Pages/AffordableHousingAvailableTable.aspx

Right To Acquire

You can apply to buy your home if you’ve had a public sector landlord for 3 years.

Your property must either have been built or bought by Harrogate Housing Association after 31 March 1997.

If you think you qualify  and you are interested in this scheme then download an application form from the Homes and Communities Agency website